Buying a First Home in an Expensive Area

Buying a First Home in an Expensive Area

For Americans living and working in the nation’s most expensive real estate markets, homeownership can seem like the impossible dream. Prices are high and options can be limited. It may feel like home values rise faster than your ability to save up

Jul 01, 2020 | Purchasing a Home

7 Tips to Improve Your Credit Before Applying for a Mortgage

7 Tips to Improve Your Credit Before Applying for a Mortgage

In addition to income and assets, your credit profile is one of the biggest factors in determining whether you qualify for a mortgage. If your credit score is not currently in a desirable range, there are plenty of ways you can improve it to up your chanc

Jun 24, 2020 | Credit

A Message from President and CEO, Kim Curtis

A Message from President and CEO, Kim Curtis

To our dedicated team members, valued customers, and business partners, 2020 marks our 20th year in business.  This is a milestone for which we are most proud, and we could not have achieved this milestone without your support. Our plans to com

Jun 19, 2020 |

When Should You Buy Your First Home?

When Should You Buy Your First Home?

So you’re thinking about buying your first home? Maybe you’re young, feeling set in your career, and want a place to call your own. Perhaps you’re looking to start a family and want to lay down roots somewhere. Or maybe you want to inves

Jun 18, 2020 |

What is an ARM loan?

What is an ARM loan?

While fixed-rate loans are one of the most popular choices for mortgage loans, there is another choice: the adjustable-rate mortgage or ARM loan. If you’ve ever wondered what an ARM loan is or why anyone would want one, here is what you need to know

Jun 17, 2020 | Adjustable Rate Mortgages

You Can You Still Get a Home Loan with Tighter Standards

You Can You Still Get a Home Loan with Tighter Standards

Since the coronavirus outbreak began, millions of Americans have filed for unemployment. The resulting fear about being unable to pay for expenses has caused more than 3.5 million homeowners to apply for mortgage forbearance to date. That has put lenders

Jun 10, 2020 |

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