Many Americans bank on being able to sell their homes in retirement to help pay for their living expenses. However, many seniors get to that stage and realize they do not want to leave their homes. Or there can be unexpected costs that crop up in retireme
Sep 08, 2021 |
If you’re looking to buy a home, you may have come across listings that are part of a homeowner’s association or HOA. You’ve probably also noticed that those properties come with an additional monthly HOA fee. What is an HOA and is it a good idea to buy i
Sep 01, 2021 |
In 2016, the Federal Housing Administration mandated a tough rule on homebuyers that particularly affected those with student loan debt. FHA required lenders to count as a monthly expense either the monthly student loan payment or 1% of the loan balance,
Aug 31, 2021 |
Coming up with enough cash for a down payment to buy a home is one of the single biggest roadblocks for most prospective home buyers. But how much do you really need? Here’s a look at what a down payment is, a few first-time home buyer myths, and some dif
Aug 27, 2021 |
One of the big questions you’ll have to answer when you are ready to buy a home is what type of mortgage loan to choose. There are plenty of options out there, with conventional and FHA being among the most popular. If you’re unsure which kind is right fo
Aug 25, 2021 |
If you are ready to buy a home, you may have heard your lender throwing around names like Fannie Mae, Freddie Mac, and Ginnie Mae. Who are these people and what do they have to do with your home loan?They are actually not people at all but nicknames for t
Aug 18, 2021 |
Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - contact us today to begin.