Gee Horton

Senior Mortgage Advisor

NMLS# ID #415191

757-366-8690

ghorton@benchmarkmortgagecompanies.com

Gee Horton Senior Mortgage Advisor

Non-QM Loans: Flexible Home Financing for Self-Employed & Investors

Non-QM Loans: Flexible Home Financing for Self-Employed & Investors

There are an array of mortgage loans designed to fit the needs of the majority of borrowers. But what if you don't fit into the majority for one reason or another? This is where Non-Qualified Mortgage (Non-QM) loans come into the spotlight. These aren&rsq

Dec 17, 2024 | Purchasing a Home

2025 Conforming Loan Limits Update: What Homebuyers Need to Know

2025 Conforming Loan Limits Update: What Homebuyers Need to Know

            What are Conforming Loan Limits? Conforming loan limits refer to the cap on the size of a mortgage loan that Fannie Mae and Freddie Mac can buy or guarantee. These limits are important because they influence the

Dec 13, 2024 |

Getting Ready for Homebuying in 2025

Getting Ready for Homebuying in 2025

              As we head into the New Year, you might be thinking about buying a new home at some point in 2025. Keep in mind, to qualify for a mortgage, your credit profile still matters. Use the tips below to str

Dec 11, 2024 |

The Inside Scoop on the Top 5 Mortgage Loan Types

The Inside Scoop on the Top 5 Mortgage Loan Types

Navigating mortgage options can seem overwhelming, but understanding the key types of loans available can simplify the process and help you make an informed decision. Here’s a clear breakdown of the top five mortgage loans to help you choose the one

Dec 10, 2024 | Purchasing a Home

How Are Mortgage Interest Rates Determined?

How Are Mortgage Interest Rates Determined?

              Understanding how mortgage interest rates are determined can help you make more informed financial decisions, especially if you're planning to refinance or buy a home soon. Here's what you need to know abou

Dec 04, 2024 |

How Long is a Mortgage Pre-approval Good For?

How Long is a Mortgage Pre-approval Good For?

As you stand on the threshold of homeownership, pre-approval letter in hand, you may wonder: How long will this golden opportunity last? Understanding the time-sensitive nature of your mortgage pre-approval can help you stay competitive in today’s f

Dec 03, 2024 | Purchasing a Home

Ready to Fund Your Dreams?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - contact us today to begin.

 

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