Invest in Our Community by Giving

Invest in Our Community by Giving

Everyone needs a helping hand at some point. Benchmark Mortgage Companies is extending a hand to those in need in our community by donating our time and money to United Way of Greater Richmond & Petersburg. Find out more about the cause at www.yo

Dec 07, 2018 |

Should I Pay Off My Mortgage Before Retirement?

Should I Pay Off My Mortgage Before Retirement?

As you near retirement, you may be anxious to completely pay off your mortgage and be debt-free before your traditional income stops.  In most cases, this is the best plan but there are situations when holding on to your mortgage into retirement may

Dec 05, 2018 | Reverse Mortgages Refinancing a Home

4 Documents You Need for Mortgage Pre-approval

4 Documents You Need for Mortgage Pre-approval

Getting pre-approved for a mortgage is a smart step before you go out looking for a home. A pre-approval letter shows sellers that you have already proven to a lender that you have the income and down payment to qualify for a mortgage loan. This allows se

Nov 28, 2018 | Purchasing a Home

Happy Thanksgiving from Benchmark Mortgage Companies

Thanksgiving is a time to express gratitude to those who make a difference in our lives. Thank you for your continued support of our business; it’s always a pleasure to help you and your family with your mortgage. All of us at Benchmark Mortgage Co

Nov 21, 2018 |

Jumbo Loan Basics

Jumbo Loan Basics

The majority of homes around the country are purchased with the aid of traditional, conforming mortgage loans. Yet when home prices rise quickly, many markets have price tags that are too high for these standard loans. Enter the jumbo loan. What is a Jum

Nov 14, 2018 | Jumbo Loans Adjustable Rate Mortgages Fixed Rate Mortgages Purchasing a Home

30-year Mortgages vs. 15-Year Mortgages

30-year Mortgages vs. 15-Year Mortgages

The majority of American home buyers sign up for 30-year fixed-rate mortgages (FRMs) – the staples of mortgage lending. And yet there is another option that may serve many borrowers better: the 15-year fixed-rate mortgage. Both loans include an inte

Nov 07, 2018 | Conventional Loans Mortgages Mortgage

Ready to Fund Your Dreams?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - contact us today to begin.

 

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